Tom Houston - Loan originator
NMLS #225040 FL Lic #LO9924                    

About Tom

NMLS: #225040 Fl. Lic: #LO9924

Tom has been a licensed Mortgage Originator since 1997. The majority of his clients are repeat clients and referrals from past clients and his professional network. This is a result of consistently providing honest advice and world class service.

Prior to becoming a licensed Mortgage Consultant, he worked for First Florida Bank, Southern Exchange Bank and Suncoast Schools Federal Credit Union. At Suncoast Schools Federal Credit Union he was a Member Services Specialist assisting members with new accounts, credit cards, personal loans, automobile loans, and mortgage applications.

Tom was co-founder and General Partner for Title City, a local Real Estate Settlement and title company. This banking and lending experience combined with his mortgage and real estate experience provides him the ability to advise his clients on many aspects of Real Estate finance.

Being a native and resident of Tampa all his life has allowed Tom to build a vast network of professional business partners.

Tom’s motto is: A referral is sending someone you care about to someone you respect
 About Simons & Leoni Home Loans

NMLS: #8768 Fl Office of Financial Regulation: MLD #1529 

Simons & Leoni Home Loans, LLC, was founded in 2003 by Scott B. Simons and Douglas S. Leoni. Their mission was simple: to provide the finest possible service in the Residential lending industry. To accomplish this, Scott and Doug relied on four guiding principles:


The leadership team at S&L has over 80 years of combined experience, having originated and closed thousands of successful transactions.


Our commitment is a promise to our clients and our business partners that we will always do our very best to deliver the right loan, on-time, with no surprises.


As proven by our longevity and our reputation in the community, we believe in always doing the right thing for our clients.


We believe that accountability means doing what you say you’re going to do. When faced with a challenge, we don’t make excuses – we find solutions.

Simons & Leoni prides itself on full disclosure. When we provide mortgage services to you, we explain every part of the process and keep you informed each step of the way. There will be no surprises when you attend your closing. There are no hidden charges, fees or expenses. All costs are fully disclosed upon receipt of your application or inquiry.

We value our customers and our business partners, and we look forward to serving your mortgage needs in the future. We are here for you 7 days a week, so please call us anytime